Medicare Part A (2019)

Part A is Hospital Insurance and covers cost associated with confinement in a hospital or skilled nursing facility. (see Medicare Part A)

When you are hospitalized for:

Medicare Covers

You Pay

1-60 Days Most confinement costs after the required Medicare Deductible $1,364 Part A Deductible
61-90 Days All eligible expenses, after the patient pays a per-day copayment.

$341/Day

91-150 Days All eligible expenses, after patient pays per-day copayment.
(These Are Liftetime Reserve Days Which may never be used again.)

$682/Day

151 days or more Nothing

You Pay All Cost

Skilled Nursing Confinement:
When you are hospitalized for at least 3 days and enter a Medicare Approved skilled nursing facility within 30 days after a hospital discharge and are receiving skilled nursing care.

All eligible expenses for the first 20 days; then all eligible expenses, (if you qualify), for days 21-100, after patient pays a per day copayment.

After 20 days
$170.50/Day

Client Services

Client Services

Defensive Driving

Defensive Driving

Our Founding

When Avery I. Sinclair, Sr. founded our agency in 1932, he wanted to provide reliable insurance service and protection for his Customers. There have been many changes since then, but our primary goals remain the same.

Office

Our Carriers